You can customize your homeowners policy with numerous add-ons, but below are the types of coverage that generally come standard: Dwelling. Pays to repair or rebuild the structure of your home. Other ...

Amica: Best for consumer satisfaction. Auto-Owners: Best for working with an agent. Chubb: Best for insuring high-value homes. Country Financial: Best for discounts. Erie: Best for coverage. NJM: Best ...

Flood insurance: Flood insurance is available through Wright Flood, which works with the National Flood Insurance Program. You can buy separate coverage for your building and its contents: up to ...