As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed BOZEMAN, Mont.--(BUSINESS ...

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

FICO plans to include “buy now, pay later” histories in credit scores, marking the first time a leading credit score provider will include the data. FICO announced two new credit scores earlier this ...

This article was paid for by USAA Bank. Establishing and maintaining a good credit score is an essential part of unlocking many financial opportunities in life, impacting everything from mortgage and ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna — surveys put usage at 20% to 30%. It’s not only convenient, but some people also like that these ...