A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

Get nearly two years of interest-free breathing room with the Wells Fargo Reflect Card's generous intro APR offer.

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

While a credit card with an introductory 0 percent APR can help you manage new or existing debt, it can also cause you to ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

A good interest rate depends on your credit standing and willingness to research Credit cards are pictured in this stock image. Adam Gault/Getty Images — -- Finding a credit card can be just as ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...