$10,000 CD vs. $10,000 high-yield savings vs. $10,000 money market account: Which will earn the most interest in 2026?

The interest earning potential of all three is high, but that's not the only item savers should be thinking about now.

With many CDs still offering 4% APY and up, we asked 6 pros: Who should — and shouldn’t — get a CD now?

“Ultimately, it’s about balancing accessibility and growth potential,” one pro tells us.
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CD rates today: December 9, 2025 – rates as high as 4.94%

Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...
The Motley Fool

CDs vs. High-Yield Savings Accounts: Which Is Better in 2026?

Savings rates soared in 2023 and 2024, but now they're on a slow glide path back down. Some online banks are still offering solid APYs in the 3.50% to 4.00% range on both short-term CDs and high-yield ...
CBS News

$10,000 CD vs. $10,000 high-yield savings account: Which will earn more in 2026?

New interest rate data released this week by the Federal Deposit Insurance Corporation (FDIC) reiterated a depressing statistic: The average interest rate on a traditional savings account is barely ...