Learn how to shop around, match terms, and earn higher than average APYs. Here's how to make more out of your CD investments ...

Certificate of deposit (CD) accounts offer savers a relatively easy and reliable way to grow their money. Simply deposit a certain amount into an account, let it sit untouched for the full CD term ...

A Certificate of Deposit (CD) laddering strategy allows investors to benefit from higher interest rates while maintaining access to liquidity. By staggering the maturity dates of different CDs, ...

A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jessica Gibson is a content update editor and writer for Investopedia. She has over ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The post-pandemic era made getting a good CD rate simpler as rates on ...

Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.

Kevin Payne is a freelance writer and family travel and budget enthusiast behind FamilyMoneyAdventure.com. His work has been featured in Forbes Advisor, Credible, CreditCards.com, Bankrate, SlickDeals ...

When you climb a ladder, you are careful and move methodically to make sure your footing is firm, while fixing your eye on the top rung. The same goes for an investment strategy called “laddering,” ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor ...