Discover why nonstandard auto insurance is essential for high-risk drivers. Learn how it covers those with a poor driving record, accidents, or traffic violations.

A step-by-step guide to choosing the best car insurance policy for your needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side.

Whether you own, finance, or lease your car significantly affects insurance costs. Lenders require “full coverage” on financed or leased cars, which drives premiums higher. If you own your car ...