When we talk about the value of a human life, we normally say it’s priceless. Because it is. But at the same time, economists do put a dollar sign on life in a way. And so does the government. In fact ...

During the twentieth century, life expectancy for Americans increased by approximately thirty years. A recent study develops a framework for evaluating the gains from improved health and longevity. In ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

There is a huge public debate whether the economic costs of actions designed to arrest the spread of COVID-19 are worth the potential health benefits achieved. Literally trillions of dollars in lost ...

In light of recent market challenges that have impacted the diversified investment portfolios we manage for our clients, many have asked how the cash values in their investment-oriented life insurance ...

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

Life insurance is an essential financial tool that provides protection and financial security to your loved ones in case of your death. By purchasing this type of policy, you're ensuring that your ...

Straight life insurance is a policy that provides lifelong life insurance coverage with continuous level premium payments. Also known as whole life insurance, a straight life policy has a cash value ...

Cash value life insurance is a type of permanent life insurance that uses your monthly premiums to build value within the policy. Cash value life insurance combines the benefits of life insurance with ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...